Total Information Outsourcing business models can be grouped in 6 categories, 2 of which require the user to pay and 4 of which generate revenues through side-effects:
Business models can be combined. For example, SalesForce is provided at reduced subscription rate to users who accept ads to be displayed within their application (XXX Reference). Some VOIP services (ex. Keyyo, Blueface) combine subscription for each user and pay per minute for every call made. Google provides an option not to display ads in Gmail if users pay a yearly subscription (XXX Reference).
All business models are sustainable. They are not equaly transparent to the end user. Private data retail, which is also a common practice in the credit rating industry, can have tremendous costs which are extremely difficult to predict for a company. Displaying ads may lead to reduced productivity of staff.